Payment Methods

Summary

1. Accepted Payment Methods

Barelywearable currently accepts the following payment methods:

• Credit Card
• PayPal

Only payment methods displayed and available during checkout may be used to complete a purchase.

Availability of a payment method may depend on the customer's location, device, payment provider, or checkout configuration.

2. Credit Card Payments

Customers may pay using eligible credit or debit cards made available through our checkout system.

Credit card payments are processed through authorized payment service providers.

Depending on the checkout provider and card issuer, accepted card networks may include major credit card brands supported by the payment processor.

The card brands actually available to a customer will be displayed during checkout.

3. Credit Card Authorization

When you place an order using a credit card, your card issuer or payment processor may authorize the transaction before the order is completed.

This process may include verification of:

• Card number
• Expiration date
• Billing address
• Security code
• Available funds or credit
• Fraud-prevention information

If the payment cannot be authorized, the order may not be completed.

4. PayPal Payments

Customers may select PayPal during checkout where available.

When PayPal is selected, the customer may be redirected to PayPal or presented with PayPal's payment interface to securely authorize the transaction.

PayPal may allow payment through:

• PayPal account balance
• Linked bank account
• Eligible debit card
• Eligible credit card

The payment options available within PayPal are determined by PayPal and the customer's PayPal account.

5. PayPal Account Responsibility

Customers using PayPal are responsible for ensuring that:

• Their PayPal account is active
• Their payment information is accurate
• Their selected funding source is valid
• They are authorized to use the PayPal account

PayPal may decline or delay a transaction according to its own security or payment procedures.

6. Secure Payment Processing

Barelywearable does not intentionally collect or retain full payment card information where payment details are handled directly by an authorized payment processor.

Payment providers may use security technologies and fraud-prevention systems to protect transactions.

Customers should only enter payment information through the official checkout process on barelywearable.com.

7. Payment Information We May Receive

We may receive limited payment-related information from payment processors, such as:

• Payment status
• Transaction reference number
• Payment method type
• Card brand
• Last digits of a payment card
• Billing information
• Refund status

We generally do not require access to complete payment card credentials to fulfill an order.

8. When Payment Is Charged

Payment may be authorized or captured when an order is submitted through checkout.

The exact timing may depend on the payment provider and transaction type.

Customers will be shown the order total before completing payment.

9. Order Total

Before payment is submitted, customers can review the applicable order amount.

The order total may include:

• Product price
• Applicable tax
• Shipping charges
• Discounts, if applicable

The standard shipping fee is:

$6.99 per order

Product prices include applicable tax as stated on the website.

Shipping charges are displayed separately during checkout.

10. No Hidden Payment Fees

Barelywearable does not add a separate payment processing fee for using:

• Credit Card
• PayPal

Any amount charged by Barelywearable will be disclosed before the customer submits the order.

11. Currency

The applicable transaction currency is displayed during checkout before payment is completed.

Customers should review the displayed currency and final order amount before submitting payment.

If a customer's bank, card issuer, or PayPal account uses a different currency, that third-party provider may apply currency conversion according to its own terms.

Any third-party conversion fee is controlled by the applicable payment provider and is not a payment fee imposed by Barelywearable.

12. Payment Authorization Failure

A payment may fail or be declined because of:

• Incorrect card information
• Incorrect billing information
• Insufficient funds
• Expired card
• Card issuer restrictions
• PayPal account restrictions
• Fraud-prevention review
• Payment provider security controls
• Temporary processor issues

If payment is declined, customers may need to:

• Verify their payment information
• Contact their card issuer
• Contact PayPal
• Use another available payment method

13. Pending Payments

Some payments may temporarily appear as pending.

A pending transaction may occur when:

• The bank is reviewing the authorization
• PayPal is reviewing the transaction
• The payment processor is performing security checks
• A temporary authorization has been placed

The timing of pending authorizations is determined by the applicable bank or payment provider.

14. Duplicate Charges

If you believe you have been charged more than once for the same order, contact us at:

support@barelywearable.com

Please include:

• Your name
• Order number
• Date of transaction
• Amount charged
• Payment method used

We will review the available order and payment records.

In some cases, one transaction may be an authorization hold rather than a completed duplicate charge.

15. Payment Verification

To protect customers and reduce fraudulent transactions, certain orders may be subject to payment verification.

We may review:

• Billing information
• Shipping information
• Payment authorization status
• Transaction risk indicators

We may contact the customer if additional information is reasonably necessary to verify an order.

16. Fraud Prevention

Barelywearable may decline or cancel a transaction where there is a reasonable indication of:

• Unauthorized payment use
• Stolen payment credentials
• Fraudulent activity
• Materially inconsistent billing information
• Attempted payment abuse

If an order is canceled after payment has already been collected, the applicable refund will be issued to the original payment method.

17. Credit Card Security

Credit card details are processed using payment systems provided by authorized payment service providers.

Customers should never send full credit card numbers, security codes, or passwords to us by email.

For your security, payment information should only be entered through the official website checkout.

18. PayPal Security

PayPal payments are subject to PayPal's security, authentication, and fraud-prevention procedures.

Barelywearable does not control PayPal account authentication or PayPal account access.

Customers experiencing problems accessing their PayPal account should contact PayPal directly where appropriate.

19. Billing Information

Customers are responsible for providing accurate billing information during checkout.

Incorrect billing details may result in:

• Payment decline
• Payment review
• Order delay
• Order cancellation

Billing information should match the information associated with the selected payment method where required.

20. Order Confirmation

After a successful order submission, customers may receive an order confirmation email.

The confirmation may include:

• Order number
• Purchased products
• Order total
• Shipping information
• Payment status

Customers should review the confirmation and contact us promptly if any material information is incorrect.

21. Refunds to Credit Cards

Approved refunds for purchases paid by credit card will generally be returned to the original card used for the transaction.

After Barelywearable processes the refund, the card issuer may require additional time to post the credit to the customer's account.

We do not control bank or card issuer posting times.

22. Refunds to PayPal

Approved refunds for orders paid through PayPal will generally be returned through the original PayPal transaction.

PayPal may determine whether the refunded amount is returned to:

• PayPal balance
• Bank account
• Card
• Original funding source

The exact posting method and timing are controlled by PayPal.

23. Refund Processing Time

For eligible product returns, the refund will normally be processed within:

7 business days after the returned item is received, inspected, and approved.

After processing, additional posting time may be required by the bank, card issuer, or PayPal.

24. Canceled Order Refunds

If an order is successfully canceled after payment has already been collected, the applicable refund will be returned to the original payment method.

Refunds for approved order cancellations are normally processed within:

7 business days

The payment provider may require additional time to post the funds.

25. Payment Method Changes After Purchase

Once an order has been submitted and paid, the payment method generally cannot be changed.

If an eligible order can still be canceled, the customer may request cancellation and place a new order using a different available payment method.

Cancellation is subject to the order status and our Cancel / Change Order Policy.

26. Chargebacks and Payment Disputes

If you believe there is a problem with an order or transaction, we encourage you to contact us first at:

support@barelywearable.com

We will review legitimate payment concerns, including:

• Incorrect charges
• Duplicate transactions
• Missing refunds
• Order-related payment issues

Nothing in this policy limits any legal rights customers may have to dispute unauthorized or incorrect transactions through their payment provider.

27. Unauthorized Transactions

If you believe your payment method was used without authorization, contact your bank, card issuer, or PayPal promptly.

You may also contact Barelywearable so we can review any related order in our system.

28. Customer Payment Responsibility

By submitting an order, the customer confirms that:

• The payment information is accurate
• The customer is authorized to use the selected payment method
• The payment is submitted for a legitimate purchase
• The customer has reviewed the order total before payment

29. Payment and Shipping Destinations

Barelywearable currently ships eligible orders to:

• United States
• Canada

Payment acceptance does not guarantee that an order can be shipped to an unsupported location.

Customers must provide a valid delivery address in a supported destination.

30. Payment and Order Acceptance

Successful payment authorization does not necessarily mean an order has completed final fulfillment.

An order may still be reviewed for:

• Inventory availability
• Fraud prevention
• Address accuracy
• Payment verification
• Legal restrictions

If we cannot fulfill an order after payment has been collected, the applicable amount will be refunded to the original payment method.

31. Privacy and Payment Data

Payment-related personal information is handled in accordance with our Privacy Policy.

Payment data may be shared with authorized service providers where necessary for:

• Transaction processing
• Fraud prevention
• Refund processing
• Payment security
• Legal compliance

We do not intentionally disclose payment information for unrelated purposes.

32. Third-Party Payment Providers

Credit card processors and PayPal may operate under their own:

• Terms of service
• Privacy policies
• Security procedures
• Fraud-prevention requirements

Their independent services and account-level decisions are governed by their own policies.

33. Changes to Payment Methods

We may update the payment methods available on the website as our checkout services change.

The payment methods currently available to a customer will be clearly displayed during checkout.

We will not require customers to use a payment method that is not presented as available during checkout.